Float is a specialist cash flow forecasting product. Its public materials describe live forecasts connected to your accounting data, including 13-week and longer views, AR and AP visibility, scenarios, and VAT prediction features. Ask Alfred™ also does 13-week cash and debtor chasing through Cashwatch™, and adds year-end readiness through YearReady™, with regulated work signed off by a qualified professional.
If you only want a dedicated cash forecast cockpit, Float is built for that lane. If you want cash, getting paid, and year-end readiness in one Alfred, that is the Ask Alfred wedge.
How the approaches differ
| Dimension | Ask Alfred™ | Float |
|---|---|---|
| Primary job | AI copilot across cash, debtors and year-end readiness | Cash flow forecasting and short-term cash management |
| Forecast horizon | Cashwatch™ centres on a 13-week view | Float publicly offers 13-week views and longer monthly planning horizons |
| Debtors | Ageing plus drafted chase emails you approve and send | AR and AP visibility inside the forecast, with expected payment dates |
| Tax in the cash view | Built to surface tax timing alongside cash and year-end issues | Float publishes VAT prediction features for supported setups |
| Year-end readiness | YearReady™ ranked findings pack to share with your accountant | Not positioned as a year-end accounts readiness product |
| Professional sign-off | Anything regulated is signed off by a qualified professional | Forecasting tool; filing and advice sit outside the core product story |
| Published Alfred pricing | Core £49/month on the Ask Alfred homepage | Float publicly lists Essentials from £79/mo, Growth from £199/mo, and Scale from £235/mo (ex VAT) on floatapp.com/pricing |
Where tax awareness matters
Cash forecasts that ignore tax dates still surprise owners. Float's public product now includes VAT prediction options for supported accounting setups, which is useful for VAT cash planning. Ask Alfred's angle is broader: cash and debtors plus year-end readiness (director's loans, filing prep, accountant handoff), not only VAT in the forecast.
See 13-week cash flow forecasting explained and How to chase unpaid invoices.
Who each is built for
- Float fits finance teams and owners who want a dedicated, deep cash forecasting workspace with scenarios and a long planning horizon.
- Ask Alfred™ fits owners who want one place for the cash crunch, the chase queue, and the year-end pack, with a human professional on regulated work.
What to read next
This comparison is general information based on publicly stated product approaches at the time of writing. Competitor features and prices change. Confirm on each company's own site. Nothing here is regulated advice, and nothing regulated should be submitted without a human approval from a qualified professional.