Guides

Guides for the numbers that keep you up at night.

Year-end, cash flow, getting paid and Making Tax Digital, in plain English. See also the glossary.

Last updated: 9 July 2026

Published · 9 July 2026
UK year-end accounts checklist

What to gather, check and hand to your accountant before year-end, in plain English.

Published · 9 July 2026 · Printable
Printable UK year-end accounts checklist

Tick-box version to print or save as PDF from your browser.

Published · 9 July 2026
What is a director's loan account

Plain-English explainer of overdrawn balances, tax timing risk, and how to clear them before year-end.

Published · 9 July 2026
How to chase unpaid invoices

A calm process for getting paid, with stepped wording and a link to Cashwatch™.

Published · 9 July 2026
13-week cash flow forecasting explained

Why thirteen weeks, what to include (including tax), and how to read the lowest point.

Published · 9 July 2026 · Printable
Printable 13-week cash flow template

Blank thirteen-week grid to print or save as PDF from your browser.

Published · 9 July 2026
Cash flow forecast template UK

How to fill a 13-week template (including tax), plus the free printable blank.

Published · 11 July 2026
Cash flow forecasting that includes tax

Put VAT, PAYE and corporation tax on the same 13-week grid so the trough is real.

Published · 9 July 2026
Making Tax Digital for Income Tax 2026

Who is in scope from April 2026, the phased thresholds, and how to get ready.

Published · 9 July 2026
Making Tax Digital for VAT

Digital records and compatible software for VAT-registered businesses since April 2022.

Published · 9 July 2026
When will my business run out of cash?

Why today's bank balance is not enough, and how to find the 13-week trough.

Published · 9 July 2026
How to reduce debtor days

Invoice faster, chase from an aged list, and stop counting dead debt as live cash.

Published · 9 July 2026
VAT return checklist

Period close, nine boxes, and submission under Making Tax Digital for VAT.

Published · 9 July 2026
What is a CT600

The corporation tax return to HMRC, and how it sits next to your accounts.

Published · 11 July 2026
Corporation tax payment deadline UK

Usually nine months and one day after the period ends, often earlier than the CT600 filing date.

Published · 11 July 2026
PAYE payment deadlines UK

Payday versus HMRC day: put wages and PAYE/NIC on the same 13-week cash forecast.

Published · 11 July 2026
Self Assessment deadline UK

31 January for most online returns and balancing payments, plus how MTD changes the year.

Published · 9 July 2026
Companies House late filing penalties

The £150 to £1,500 ladder for late accounts, and how to avoid it.

Published · 9 July 2026
Confirmation statement deadline

Annual confirmation to Companies House: timing, cost and why it is not accounts.

Published · 9 July 2026
Micro-entity versus small company accounts

Size thresholds from April 2025 and what simpler filings mean.