Banks

Every account and card. One clear feed.

Balances and transactions across your accounts, categorised automatically. See what moved today, then jump to Cashwatch™ for the thirteen-week view.

Hartwell Joinery Ltd
Banks · updated today
3 accounts
Total across accounts
£212,400
Current + cards
Fenland Timber
Materials · categorised
-£2,840
ABC Contractors
Customer receipt
+£6,200
Card · fuel
Travel · needs a glance
-£86

Lowest trough next 13 weeks: £96,000 · see Cashwatch™

Upload bank exports today · live bank connections soon
ExcelCSVPDF Live bank feed soon
The multi-app mess

Your money lives in too many places.

Current account in one app. Cards in another. A CSV on a laptop. By the time you have added it up, the picture has already moved.

Balances that do not add up

You check one account and feel fine. The card and the second current account tell a different story.

?Uncategorised noise

Half the feed is "miscellaneous". You cannot see materials, wages or tax without a spreadsheet rebuild.

!No bridge to the forecast

Today's transactions never meet the 13-week trough until someone copies them by hand.

How Banks works

Three steps.
One feed you can trust.

Bring balances and transactions in through Connect. Alfred categorises them. You review exceptions. Cashwatch™ and Pulse™ use the same numbers.

1Connect your accounts

Upload bank and card exports as Excel, CSV or PDF today. Live connections to your bank are coming. Alfred only reads what you give him.

2Alfred categorises the feed

Transactions land with categories. Odd ones surface for a glance. Conflicts with your books get flagged, not silently overwritten.

3You see balances and what moved

Every account and card in one place. Jump to Cashwatch™ for the trough, or Pulse™ for the whole-business score. Regulated calls still need a named professional.

Why it pays off

Today's money, not yesterday's spreadsheet.

The same clear bank view large firms take for granted, kept next to cash forecasting and year-end readiness.

Time backOne feed, not five apps

Balances and transactions across accounts and cards in a single place, categorised so Monday morning is a glance.

AssuranceA real accountant signs off

Every regulated call is reviewed and certified by a qualified professional. Alfred never gives regulated advice.

AccurateCategories with a human check

Alfred drafts the category. Odd items wait for your nod in the inbox or Govern. Nothing silent and irreversible.

Secure and compliantUK GDPR by design, encrypted

Built for UK GDPR with per-client isolation, encryption throughout, and your data not used to train our models. Database in London (eu-west-2); documents in EU-region storage.

Cost-effectiveBig-firm thinking, small-firm price

Bank clarity with Cashwatch™ and Pulse™ in the same subscription. Or sponsored by your accountant.

Peace of mindToday meets the trough

What cleared this morning feeds the 13-week view, so the forecast is not a separate hobby.

What Banks shows

Accounts, cards, categorised movement.

Banks is the live money layer. Pair it with Cashwatch™ for the 13-week trough, Pulse™ for the score, and Connect to get data in. Read when will my business run out of cash.

Security: how we protect your data.

Balances across current accounts and cardsBalances
Transactions categorised automaticallyCategories
Exceptions ready for a human glanceReview
Feeds Cashwatch™ and Pulse™ from the same numbersLinked
Live bank connections coming soonSoon
For business owners

The morning you stop opening three bank apps.

  • See every account and card balance in one place.
  • Read a categorised feed instead of raw noise.
  • Spot odd transactions before they bury the books.
  • Jump from today's cleared cash to the 13-week trough.
  • Upload exports now; add live bank connections when they ship.
For accountants

Client money, already categorised.

  • Less time rebuilding bank schedules from raw CSVs.
  • Exceptions surface for review instead of hiding in the feed.
  • Same numbers feed Cashwatch™ and year-end packs.
  • Your certification still sits in Govern.
  • See the accountants deep dive for the practice channel.

You set the client price and keep the margin. We charge you a simple wholesale fee per client.

Built on trust

Built so you can trust the numbers.

Security is the foundation, not a setting. Your data stays yours, the work is always traceable, and a qualified human owns every regulated decision. Read our security overview.

You choose what to share

You upload only the documents you want Alfred to see. He reads them, never changes them, and acts only on what you approve.

EU-region storage, encrypted

Client data in isolated schemas (London database, EU document storage), encrypted in transit and at rest. Your data is not used to train our models.

Named human sign-off

Regulated work is reviewed and certified by a qualified accountant who stands behind it.

Full audit trail

Every figure and every approval is logged and timestamped, ready for HMRC or your insurer.

Vetted partners only

Any insurance or finance introduction goes to FCA-authorised firms. Alfred never sells.

ISO 27001 targetedSOC 2 Type II in progressUK GDPR alignedCyber Essentials plannedFCA-authorised partnersEU region hosting
Pricing

Fair and square.

See Banks on your numbers for nothing. Pay only when it is clearly worth it.

Free look
£0

See your first bank view for nothing.

  • Upload a bank or card export
  • See balances and categorised transactions
  • No card, no commitment
Free at launch
Most popular Banks / Core
£49/month

Banks plus the full Ask Alfred™ stack.

  • All accounts and cards in one feed
  • Automatic categorisation with review
  • Cashwatch™, Pulse™, YearReady™, Ask, Connect and Vault
  • Live bank connections when they ship
Available at launch
Sponsored
£0 to you

Included by your accountant, their name on it.

  • Your accountant includes it in their fee
  • No accountant? We match you with a vetted one
  • Everything in Banks, plus their sign-off
Available at launch
Word from the high street

Built for the van, the counter and the back office.

"I used to open three bank apps before I trusted the balance. Now I see £212k across accounts and what cleared today in one feed."
ST
Sarah TJoinery firm · Cambridge
"Client bank exports arrive categorised. My team reviews the odd ones. The 13-week view uses the same numbers."
RJ
R. Jackson FCCAAccountancy practice · Norfolk
"The card spend finally sat next to the current account. Cashwatch™ stopped being a separate spreadsheet."
DP
Dev PConvenience stores · Leicester

Illustrative, for a product going live. Real names and firms to follow.

Join the waiting list

Be first when Banks opens.

We're onboarding a first group ahead of launch. Tell us which you are and we'll be in touch with early access.

By joining, you agree we may email you about Banks early access. See our privacy policy.

No spam. We'll only email you about early access.